490,000 € (3,063 €/m²)
160 m²
4 Room
2 Bathroom

Sale, house, 160m², Žabljak, Crna Gora

Žabljak, Crna Gora

Property description

Property ID: 95201

An exceptional 160 m² luxury mountain villa with four bedrooms is available for sale near Black Lake (Crno Jezero) in Žabljak, Montenegro, one of the most desirable natural destinations in the Durmitor region.

Beautifully furnished and designed for comfortable year-round living, the property combines traditional mountain charm with modern amenities, including a HARVIA sauna, fireplace, modern heating system, two fully equipped kitchens, ski storage and a spacious private garden.

A particularly attractive feature is the direct access from the garden to a hiking trail leading toward Black Lake, making the villa an excellent choice for nature lovers, families and holidaymakers.

The house also offers flexible rental possibilities, allowing it to be used as one spacious four-bedroom residence or potentially as two separate accommodation units.

Sale Price: €490,000

Monthly Rental Price: €1,800
Property Overview

Location: Žabljak, Durmitor, Montenegro
Property Type: Luxury Mountain Villa
Living Area: 160 m²
Bedrooms: 4
Bathrooms: 2 + Guest WC
Floors: 3
Living Rooms: 2
Kitchens: 2
Sauna: HARVIA
Fireplace: Yes
Heating: Modern Heating System
Ski Storage: Yes
Garden: Private Garden
Furnishing: Fully Furnished and Equipped
Condition: Move-in Ready
Rental Potential: Whole Villa or Two Separate Units
Sale Price: €490,000
Long-Term Rent: €1,800/month
Villa Layout

The property extends across three levels, providing a comfortable arrangement for families and guests.
Ground Floor

Living room

Fully equipped kitchen

One bedroom

Bathroom

Dedicated ski room

HARVIA sauna

The ground floor provides a practical combination of living accommodation, ski storage and wellness facilities.
First Floor

Spacious living room

Fireplace

Fully equipped kitchen

Guest toilet

This level serves as the main entertaining and relaxation area, with a fireplace creating a warm mountain atmosphere during the winter months.
Second Floor

Three comfortable bedrooms

Bathroom

The upper level provides private sleeping accommodation, making the house suitable for larger families and groups.
Fully Furnished and Equipped

The villa is sold fully furnished, including its equipped kitchens, modern heating system and household furnishings.

The interior has been arranged to provide comfort throughout the year, whether used as a permanent residence, holiday home or rental property.

The combination of a fireplace, modern heating and private sauna makes the property particularly attractive during Žabljak's winter season.
Private HARVIA Sauna

One of the villa's standout features is its HARVIA sauna, offering a private wellness experience after skiing, hiking or spending time outdoors.

This feature also adds appeal for guests seeking premium mountain accommodation.
Garden with Access to Black Lake Hiking Trail

The property features a spacious private garden with access to a hiking trail leading toward Black Lake, one of Montenegro's most famous natural attractions.

This provides convenient access to the surrounding forest and mountain environment.

The location is especially attractive for:

Hiking and nature walks

Mountain holidays

Skiing and winter activities

Cycling and outdoor recreation

Family vacations

Wellness and relaxation retreats

Flexible Rental Configuration

The villa's two kitchens, two living rooms and four-bedroom layout provide flexibility for different accommodation arrangements.

The property can be operated as an entire four-bedroom holiday villa or potentially divided into two separate rental units, subject to the necessary arrangements and approvals.

This flexibility can help attract different types of guests, including families, couples and larger groups.
Investment and Rental Potential

The property offers opportunities for both personal use and rental income.

In addition to being offered for sale at €490,000, the villa is also available for long-term rent at €1,800 per month.

At that rental price, a full 12-month lease would generate €21,600 in annual gross rent, before operating costs, taxes and other expenses.
Property Highlights

160 m² luxury mountain villa

Four bedrooms

Three levels

Two living rooms

Two fully equipped kitchens

Two bathrooms and guest WC

Private HARVIA sauna

Fireplace

Modern heating system

Dedicated ski storage

Fully furnished and equipped

Spacious private garden

Direct access to a hiking trail leading toward Black Lake

Located in Žabljak, Durmitor

Suitable for year-round living

Attractive holiday rental potential

Flexible dual-unit accommodation possibility

Sale price: €490,000

Monthly rental price: €1,800

This villa represents an attractive opportunity to own a fully equipped mountain residence near Black Lake, combining personal enjoyment, premium holiday accommodation features and potential rental income.

Contact Violet Investment for additional information, property documentation and to arrange a private viewing.

Features / Karakteristike: Air Conditioning, Barbeque, Fully Furnished, Laundry, Lawn, Microwave, Parking, Refrigerator, Sauna, Washer, WiFi, Window Coverings.

Real estate details

Property Type House
Location Žabljak, Crna Gora
Price 490,000 € (3,063 € per m²)
Published 11.10.2026
Violet Investment

Loan calculator

Property parameters

Price per m²: 3062.50 €

Down payment 98,000 €

10%50%
1%8%
5 yr35 yr

Calculation result

Monthly installment
2,375 €

240 total installments

Loan amount
392,000 €
Down payment
98,000 €
Total interest
178,106 €
Total payment
570,106 €

Note: This calculation is for informational purposes only. Actual loan terms may vary depending on the bank, credit rating, and other factors. Please consult your bank for exact conditions.

Average prices of four-bedroom houses - Žabljak

Žabljak
Montenegro

This property's price is 74.2% higher than the average price of a in Žabljak

Average price: 1757.99 €/m²

This property is 13.29% smaller then the average size of a in Žabljak

Average size: 185 m²

1,691 €
Average annual price
+13%
Price trend (annually)
20
Days on the market

Regulatory information

Agency (intermediary)

Violet Investment

Registration number

2

Violet Investment

Location

Crna Gora , Žabljak

Area

160m²

Structure

4 rooms

Property Type

House

This information is mandatory under the Law on Mediation in the Sale and Lease of Real Estate of Montenegro. All intermediaries must be registered in the Register of Intermediaries maintained by the competent ministry.

Violet Investment

Agency

Violet InvestmentView agency

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