440,000 € (2,222 €/m²)
198 m²
7 Room
3 Bathroom

Sale, house, 198m², Tivat, Crna Gora

Tivat, Crna Gora

Property description

REF: MDR-2834



We offer for sale a three-story house in Opatovo, two kilometers from Tivat — with three completely independent apartments, each with its own separate entrance.



Main characteristics:


• House area: 198 m²
• Plot area: 298 m²
• Floors: 3
• Bedrooms: 5
• Bathrooms: 3
• Terraces: 3
• Parking: in front of the house
• Condition: excellent, furnished



About the house:


The main characteristic of this property is that each of the three floors is an independent apartment with a separate entrance. This opens up several usage scenarios: live on one level and rent out the other two, use the house for a large family with different generations under one roof, or rent out all three apartments independently of each other. The house is fully furnished, the condition is excellent. Air conditioning, internet, landscaped courtyard.



Location:


• Arranged beaches — about 3 minutes on foot
• Restaurant Punto Crudo — about 1,4 km
• iDEA — about 3,2 km
• VOLI — about 3,5 km
• Tivat Center and Porto Montenegro — about 3,5 km
• Tivat Airport — about 5 km



Investment potential:


A house with three independent apartments near the beach in quiet Opatovo — a rare format for this area. The possibility of renting out each level separately significantly increases the potential rental income compared to a regular house of similar size.

Real estate details

Property Type House
Location Tivat, Crna Gora
Price 440,000 € (2,222 € per m²)
Balconies 1
Number of Floors 3
Orientation South
Parking Da
Land Area 298
Published 04.09.2026
Aleksandra Shapoval

Amenities

Elevator
Air Conditioning
Yard

Loan calculator

Property parameters

Price per m²: 2222.22 €

Down payment 88,000 €

10%50%
1%8%
5 yr35 yr

Calculation result

Monthly installment
2,133 €

240 total installments

Loan amount
352,000 €
Down payment
88,000 €
Total interest
159,932 €
Total payment
511,932 €

Note: This calculation is for informational purposes only. Actual loan terms may vary depending on the bank, credit rating, and other factors. Please consult your bank for exact conditions.

Location

Map preview

Regulatory information

Agency (intermediary)

MD Realty

Registration number

03119599

MD Realty

Location

Crna Gora , Tivat

Area

198m²

Structure

7 rooms

Property Type

House

This information is mandatory under the Law on Mediation in the Sale and Lease of Real Estate of Montenegro. All intermediaries must be registered in the Register of Intermediaries maintained by the competent ministry.

Aleksandra Shapoval

Agency

MD RealtyView agency

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