Sale, studio apartment, 40m², Luštica Bay, Tivat

A studio apartment at Luštica Bay, an award-winning new coastal town on Montenegro's Luštica Peninsula at the entrance to the Bay of Kotor. More than 700 families from over 50 countries already live here.

This listing is for a studio from 40 m² in the Horizon neighbourhood, a quieter hillside setting above the marina. Residents have infinity pools, the Clubhouse, beach access and a shuttle around town. Larger apartments, townhouses and golf-side villas with private pools are also available in Horizon, Heights and The Peaks.

The town already has a marina, the five-star Chedi hotel, five beaches, a piazza and everyday services. Montenegro's first 18-hole golf course, designed by Gary Player, is under way.

VAT is included in the price, with no property transfer tax or notary costs for the buyer. Interest-free payment plans and an in-house rental programme are available. Tivat airport is 15 minutes away; Dubrovnik and Podgorica are about 1.5 hours.