900,000 € (3,830 €/m²)
235 m²
3 Room
2 Bathroom

Sale, three bedroom apartment, 235m², Tivat, Crna Gora

Tivat, Crna Gora

Property description

Opportunities to acquire a penthouse of this calibre in the very centre of Tivat are exceptionally rare. Combining generous interior living space, extraordinary outdoor areas and breathtaking panoramic views across the Bay of Kotor, this brand new duplex residence offers a level of comfort, flexibility and exclusivity seldom found on Montenegro’s coastline. Designed for those who appreciate spacious living, premium construction and an unbeatable central location, this is a property that effortlessly combines the feel of a private home with the convenience of luxury apartment living.
Located just a short stroll from the world-renowned Porto Montenegro, the waterfront promenade, fine dining restaurants, cafés, luxury boutiques and everyday amenities, the residence enjoys one of Tivat’s most prestigious addresses. Everything the town has to offer is within easy walking distance, while the elevated position allows residents to enjoy exceptional privacy together with uninterrupted views over the Adriatic Sea, Porto Montenegro Marina, the town and the surrounding mountains.
Offering 155m² of beautifully designed interior living space together with an impressive 82m² of private terraces, this duplex penthouse has been carefully planned to maximise natural light, spaciousness and uninterrupted views from every level. Floor-to-ceiling glazing creates a seamless connection between the interior and exterior spaces, allowing the spectacular surroundings to become part of everyday living.
The main level extends across 89m² and immediately impresses with its expansive open-plan living and dining area, designed to create an elegant space for both everyday living and entertaining. Large sliding glass doors open directly onto the spectacular 58m² terrace, creating a seamless indoor-outdoor lifestyle that is rarely found in the centre of Tivat. Whether hosting family and friends, enjoying al fresco dining or simply relaxing while overlooking the Bay of Kotor, this exceptional terrace is undoubtedly one of the property’s defining features.
Also located on this floor is a spacious kitchen, thoughtfully positioned to complement the living area while maintaining an effortless flow throughout the home. A generously proportioned bedroom and a beautifully finished contemporary bathroom complete this level, offering comfort and practicality without compromising on style.
The upper level extends across 66m² and opens onto a further 22m² private terrace, where breathtaking panoramic views stretch across the Bay of Kotor, Porto Montenegro Marina and the surrounding mountains. This floor has intentionally been left ready for completion, allowing the future owner to finish the space entirely according to their own vision and lifestyle. Originally designed to accommodate two additional bedrooms and a bathroom, the layout can easily be adapted to create a luxurious master suite with a walk-in wardrobe and spa-inspired bathroom, elegant guest accommodation, a private home office or an additional lounge. The gently sloping ceilings, with a minimum height of 1.85 metres, introduce warmth and architectural character, transforming this level into a truly unique living space tailored to its new owner’s individual taste.
Beyond its impressive proportions, the residence has been built to a standard that prioritises quality, efficiency and long-term comfort. Premium mineral façade finishes and high-performance stone wool insulation provide exceptional thermal and acoustic performance, while underfloor heating throughout the apartment is powered by a modern water-to-air heat pump. This carefully considered combination of construction materials and energy-efficient systems ensures a comfortable living environment throughout the year while keeping monthly operating costs remarkably low.
A private parking space is included with the apartment, adding further convenience to an already exceptional city-centre location.
What truly distinguishes this residence is its unique combination of scale, outdoor living space and prime location. Duplex penthouses offering terraces of this size are exceptionally rare in the heart of Tivat, making this a remarkable opportunity for buyers seeking a prestigious permanent residence, an elegant holiday retreat or a premium investment in one of the Adriatic’s fastest-growing luxury markets.
With only a handful of penthouses of this size and quality ever becoming available in central Tivat, this is a rare opportunity to secure a residence that combines generous living spaces, exceptional outdoor areas and the freedom to create a truly bespoke luxury home.
More than simply a penthouse, this is a home designed around lifestyle. From enjoying your morning coffee as the sun rises over the marina to entertaining guests on expansive terraces with panoramic sea views, every aspect of the property has been created to deliver an exceptional living experience. With the added opportunity to personalise the upper floor according to your own vision, the residence offers not only immediate luxury but also the rare chance to create a home that is truly one of a kind.
Price: €900,000
For more information or to schedule a viewing, contact us today:
📞 +382 68 014 729
📞 +382 68 029 991
📧 objektarealestate@gmail.com

Real estate details

Property Type Apartment
Location Tivat, Crna Gora
Price 900,000 € (3,830 € per m²)
Published 01.08.2026
Objekta Real Estate

Loan calculator

Property parameters

Price per m²: 3829.79 €

Down payment 180,000 €

10%50%
1%8%
5 yr35 yr

Calculation result

Monthly installment
4,363 €

240 total installments

Loan amount
720,000 €
Down payment
180,000 €
Total interest
327,134 €
Total payment
1,047.134 €

Note: This calculation is for informational purposes only. Actual loan terms may vary depending on the bank, credit rating, and other factors. Please consult your bank for exact conditions.

Location

Map preview

Average prices of three-bedroom apartments - Tivat

Tivat
Montenegro

This property's price is 4.18% lower than the average price of a three bedroom apartment in Tivat

Average price: 3996.86 €/m²

This property is 108.11% larger then the average size of a three bedroom apartment in Tivat

Average size: 113 m²

3,997 €
Average annual price
+3%
Price trend (annually)
94
Days on the market

Regulatory information

Agency (intermediary)

Objekta Real Estate

Registration number

-

Objekta Real Estate

Location

Crna Gora , Tivat

Area

235m²

Structure

3 rooms

Property Type

Apartment

This information is mandatory under the Law on Mediation in the Sale and Lease of Real Estate of Montenegro. All intermediaries must be registered in the Register of Intermediaries maintained by the competent ministry.

Objekta Real Estate

Agency

Objekta Real EstateView agency

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