1,448.000 €
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 1
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 2
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 3
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 4
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 5
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 6
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 7
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 8
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 9
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 10
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 11
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 12
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 13
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 14
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 15
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 16
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 17
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 18
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 19
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 20
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 21
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 22
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 23
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 24
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 25
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 26
  • Sale, three bedroom apartment, 137m², Luštica Bay, Tivat - image 27
1,448.000 € (10,569 €/m²)
137 m²
3 Room
2 Bathroom

Sale, three bedroom apartment, 137m², Luštica Bay, Tivat

Luštica Bay, Tivat Crna Gora

Property description

Exclusive 3-bedroom apartment in Horizon settlement, Luštica Bay.
Discover an exclusive 3-bedroom apartment in the Horizon settlement, the newest part of the Luštica Bay complex. This is a settlement with one of the most beautiful panoramic views of the Adriatic Sea and the horizon. Impeccable service, untouched nature, and spectacular sea views create a unique Mediterranean lifestyle.
The apartment, with an area of 137,7 m², consists of a spacious living room with an open kitchen and access to a large terrace with sea view, three bedrooms, two bathrooms, and a guest toilet.
Special payment conditions.
— Minimum down payment of only 20%.
— Interest-free repayment over a period of 4 years with quarterly installments.
— Move in or generate income from after the completion of construction.
— Generate income for up to three years before the final payment.
By purchasing an apartment in the Horizon settlement, you get an exclusive lifestyle with:
— Access to private beaches and swimming pools.
— Concierge service, 24/7 security, and video surveillance.
— Shuttle transport to the marina and parking.
— Access to the real estate program.
— Special benefits for stays at the 5-star hotel The Chedi Luštica Bay.
— Membership in the Residents’ Club, with included membership fee and the first three years of membership.
— Premium amenities, including a spa center, yacht marina, fitness center, restaurants, and boutiques.
— Professional property management throughout the year.
— One parking space in the underground garage with the right of use for 25 years.
Why this property stands out.
— New residence under construction with an attractive entry price.
— Unobstructed views of the Adriatic Sea and protected natural environment.
— Quiet location away from the promenade.
— High potential for value growth until project completion.
— Sought-after 3-bedroom layout, ideal for family life and premium .
A unique location, spectacular views of the Adriatic Sea, and elegant Mediterranean architecture make Horizon a special place to live. All residences are built from natural materials, including local stone inspired by traditional coastal architecture. Within the settlement, there are landscaped gardens, a swimming pool, and relaxation zones.
Luštica Bay is envisioned as an exclusive coastal town that brings together people from all over the world, lovers of golf, sailing, water sports, and a sophisticated way of life in an environment of untouched nature and crystal-clear sea.
Main advantages of the project
— Fully developed urban infrastructure.
— World-class golf course, marina, sailing, and water sports.
— Gated community with 24/7 security and premium service.
— Private beaches.
— Landscaped park and central town square.
— Tennis courts, padel courts, volleyball, and basketball courts.
— Children's playgrounds and recreation zones.
— Swimming pools and luxury spa centers.
— Exclusive marina with a promenade, restaurants, and boutique shops.
— 5-star hotel The Chedi Luštica Bay.
— International school, medical centers, thalassotherapy center, convention center, and complete infrastructure for year-round living.
Luštica Bay is the first true ecological project in Montenegro developed in accordance with the LEED Silver standard. This is a unique complex where traditional Mediterranean architecture harmoniously merges with contemporary design.
Is this a good investment?
Yes. The new construction phase, flexible payment terms, and a sought-after 3-bedroom format ensure high potential for value growth and excellent demand for after project completion.
Can foreign citizens buy this property?
Yes. Foreign citizens can freely purchase residential real estate in Montenegro and acquire private property rights.
Is it suitable for permanent living?
Yes. Luštica Bay is a fully developed coastal town with infrastructure for year-round living, education, healthcare, recreation, and daily needs.
Contact us to get the current price, available floor plans, or to reserve your apartment under the most favorable conditions.

Real estate details

Ad ID
578069
Published
10.07.2026
Updated
10.07.2026
Property Type

Apartment

Floor

1. fl.

Balconies

1

Condition

Excellent condition

Furnished

Partially furnished

Parking

Garage

Agency

Anton Shamarin

Value.One

Amenities

Elevator
Air Conditioning
Internet
Kitchen
Corridor
Dining Room

Loan calculator

Property parameters

Price per m²: 10569.34 €

Down payment 289,600 €

10%50%
1%8%
5 yr35 yr

Calculation result

Monthly installment
7,020 €

240 total installments

Loan amount
1,158.400 €
Down payment
289,600 €
Total interest
526,322 €
Total payment
1,684.722 €

Do you qualify for this loan?

Find out in less than 1 minute — free and with no obligations

Takes less than 1 min to completeYour data is protected

Note: This calculation is for informational purposes only. Actual loan terms may vary depending on the bank, credit rating, and other factors. Please consult your bank for exact conditions.

Average prices of three-bedroom apartments - Tivat

Luštica Bay
Tivat

This property's price is 62.94% higher than the average price of a three bedroom apartment in Luštica Bay

Average price: 6486.49 €/m²

This property is 41.35% larger then the average size of a three bedroom apartment in Luštica Bay

Average size: 97 m²

Regulatory information

Agency (intermediary)

Value.One

Registration number

5-0603662/011

Value.One

Location

Tivat , Luštica Bay

Area

137m²

Structure

3 rooms

Property Type

Apartment

This information is mandatory under the Law on Mediation in the Sale and Lease of Real Estate of Montenegro. All intermediaries must be registered in the Register of Intermediaries maintained by the competent ministry.

Anton Shamarin

Value.One

Similiar Properties

Premium Stan in Luštica Bay

Sale, one bedroom apartment, 65m², Luštica Bay, Tivat

445,000 €

Luštica Bay

1 room 1 bathroom 65
Sale, one bedroom apartment, 65m², Luštica Bay, Tivat
Premium Stan in Luštica Bay

Sale, two bedroom apartment, 94m², Luštica Bay, Tivat

760,000 €

Luštica Bay

2 rooms 2 bathrooms 94
Sale, two bedroom apartment, 94m², Luštica Bay, Tivat
Verified Premium Stan in Luštica Bay

Sale, studio apartment, 35m², Luštica Bay, Tivat

265,000 €

Luštica Bay

0 rooms 1 bathroom 35
Sale, studio apartment, 35m², Luštica Bay, Tivat
Premium Stan in Luštica Bay

Sale, one bedroom apartment, 55m², Luštica Bay, Tivat

705,000 €

Luštica Bay

1 room 1 bathroom 55
Sale, one bedroom apartment, 55m², Luštica Bay, Tivat
Premium Stan in Luštica Bay

Sale, two bedroom apartment, 90m², Luštica Bay, Tivat

597,000 €

Luštica Bay

2 rooms 2 bathrooms 90
Sale, two bedroom apartment, 90m², Luštica Bay, Tivat
Verified Premium Stan in Luštica Bay

Sale, two bedroom apartment, 85m², Luštica Bay, Tivat

550,000 €

Luštica Bay

2 rooms 2 bathrooms 85
Sale, two bedroom apartment, 85m², Luštica Bay, Tivat
Verified Premium Stan in Luštica Bay

Sale, two bedroom apartment, 94m², Luštica Bay, Tivat

760,000 €

Luštica Bay

2 rooms 2 bathrooms 94
Sale, two bedroom apartment, 94m², Luštica Bay, Tivat
Premium Kuća in Luštica Bay

Sale, house, 243m², Luštica Bay, Tivat

2,532.000 €

Luštica Bay

2 rooms 2 bathrooms 243
Sale, house, 243m², Luštica Bay, Tivat
Premium Stan in Luštica Bay

Sale, two bedroom apartment, 152m², Luštica Bay, Tivat

850,000 €

Luštica Bay

2 rooms 3 bathrooms 152
Sale, two bedroom apartment, 152m², Luštica Bay, Tivat
Verified Premium Stan in Luštica Bay

Sale, studio apartment, 45m², Luštica Bay, Tivat

395,000 €

Luštica Bay

0 rooms 1 bathroom 45
Sale, studio apartment, 45m², Luštica Bay, Tivat