400,000 €
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400,000 € (5,195 €/m²)
77 m²
2 Room
1 Bathroom

Sale, two bedroom apartment, 77m², Opatovo, Tivat

Opatovo, Tivat Crna Gora

Property description

Set directly on the first line to the sea in the tranquil waterfront area of Opatovo, this elegant 77 m2 apartment offers the ideal balance between refined year-round living and strong seasonal rental potential.
Professionally designed by an architect, the interior reflects a modern coastal aesthetic with warm natural tones, bespoke storage solutions and carefully selected luxury furnishings. Every element has been curated to create a turnkey residence that requires no additional investment.
The open-plan living and dining space extends seamlessly onto a generous 13 m2 balcony overlooking the Bay — a front-row position for sunsets and the gentle rhythm of the water. Large glass openings ensure abundant natural light throughout the day, while maintaining privacy and comfort.
The kitchen is fully integrated with contemporary cabinetry and quality appliances, making it equally suited to daily living or guest stays. The bedroom features custom-built wardrobes and elegant finishes, and the bathroom is designed in sophisticated stone tones with premium fittings.
Importantly for both personal use and rental efficiency, the property includes two parking spaces — one covered and one open (12 m2) — a highly valuable feature in this waterfront zone.
Its first-line position, modern design and proximity to Porto Montenegro and central Tivat make it exceptionally attractive for high-season holiday rentals, while the peaceful setting and functional layout provide comfort for winter living.
This is a rare opportunity to secure a seafront property that performs beautifully in both lifestyle and investment terms.

Real estate details

Ad ID
531653
Published
09.03.2026
Updated
11.05.2026
Property Type

Apartment

Area

77m²

Rooms

2

Bathrooms

1

Floor

2. fl.

Balconies

1

Year Built

2021

Condition

Excellent condition

Furnished

Furnished

Orientation

Southwest

Parking

Garage

Amenities

Elevator
Air Conditioning
Internet
Kitchen
Corridor
Furnished

Loan calculator

Property parameters

Price per m²: 5194.81 €

Down payment 80,000 €

10%50%
1%8%
5 yr35 yr

Calculation result

Monthly installment
1,939 €

240 total installments

Loan amount
320,000 €
Down payment
80,000 €
Total interest
145,393 €
Total payment
465,393 €

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Note: This calculation is for informational purposes only. Actual loan terms may vary depending on the bank, credit rating, and other factors. Please consult your bank for exact conditions.

Location

Map preview

Average prices of two-bedroom apartments - Tivat

Opatovo
Tivat

This property's price is 28.36% higher than the average price of a two bedroom apartment in Tivat

Average price: 4047.20 €/m²

This property is 11.75% smaller then the average size of a two bedroom apartment in Tivat

Average size: 87 m²

Regulatory information

Agency (intermediary)

NLM Consultancy

Registration number

3394751

Location

Tivat

Opatovo

Area

77m²

Structure

2 Rooms

Property Type

Apartment

This information is mandatory under the Law on Mediation in the Sale and Lease of Real Estate of Montenegro. All intermediaries must be registered in the Register of Intermediaries maintained by the competent ministry.

NLM Consultancy

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