3,150.000 €
  • Sale, four bedroom apartment, 266m², Kumbor, Herceg Novi - image 1
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3,150.000 € (11,842 €/m²)
266 m²
4 Room
3 Bathroom

Sale, four bedroom apartment, 266m², Kumbor, Herceg Novi

Kumbor, Herceg Novi Crna Gora

Property description

ID 1975

This spacious luxury apartment of 266 m² is positioned on the fourth floor of a refined coastal complex in Kumbor, with an open sea view and a large 79 m² terrace. The internal living area measures 187 m² and the layout includes four bedrooms and three bathrooms, making the property suitable for a family residence, a premium holiday home or a high-value investment on the Montenegrin coast. The apartment is sold furnished, with a payment option of 20% down payment and interest-free instalments over five years.

The interior is bright, elegant and finished in a contemporary Mediterranean style. The main living area connects the lounge, dining space and fully equipped kitchen with an island, while wide glass openings lead directly toward the terrace and the bay view. The bedrooms are comfortable and well proportioned, with quality beds, built-in details and a strong connection to the outdoor areas.

The terrace is the central feature of the home, offering enough space for outdoor dining, lounge seating and sunbeds, with both covered and open zones for all-day use. The bathrooms are finished in warm neutral tones, with modern fittings, a shower and a bathtub. The property also includes an underground garage/parking space, elevator access and use of a pool within the complex.

Kumbor offers a calm coastal setting with landscaped walking areas, coastal access and convenient everyday amenities nearby. The combination of generous size, four bedrooms, sea view and a 79 m² terrace places this apartment firmly in the luxury segment.

This is a furnished, ready-to-use property for a buyer seeking comfort, privacy and long-term value on the Herceg Novi Riviera.

Real estate details

Ad ID
574157
Published
26.06.2026
Updated
27.06.2026
Property Type

Apartment

Area

266m²

Rooms

4

Bathrooms

3

Agency

Sergej Bozin

Trinity Real Estate

Amenities

Elevator

Loan calculator

Property parameters

Price per m²: 11842.11 €

Down payment 630,000 €

10%50%
1%8%
5 yr35 yr

Calculation result

Monthly installment
15,271 €

240 total installments

Loan amount
2,520.000 €
Down payment
630,000 €
Total interest
1,144.969 €
Total payment
3,664.969 €

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Note: This calculation is for informational purposes only. Actual loan terms may vary depending on the bank, credit rating, and other factors. Please consult your bank for exact conditions.

Regulatory information

Agency (intermediary)

Trinity Real Estate

Registration number

-

Location

Herceg Novi

Kumbor

Area

266m²

Structure

4 Rooms

Property Type

Apartment

This information is mandatory under the Law on Mediation in the Sale and Lease of Real Estate of Montenegro. All intermediaries must be registered in the Register of Intermediaries maintained by the competent ministry.

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